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Payments · Powered by Stripe

Get paid beforethey leave.

Text a pay link or tap a card on your phone — and the money lands in two taps, by SMS or in person. Stop chasing invoices for weeks. Get paid today, with zero awkward reminders.

See it work — book a demo

Live in a day · iDEAL, cards & wallets · No terminal to buy

  • Paid in two taps
  • No card reader needed
  • Powered by Stripe

2 taps

That's all it takes the customer to pay your SMS link — iDEAL, card, Bancontact or wallet. No app to download, no login, no friction.

€0

in hardware. Take card payments in person with the phone already in your pocket — no terminal to buy, rent or charge up.

Today

is when the money moves. Stop waiting on bank transfers and 'net 30'. Send the link, get paid, reconcile it — same day.

Two ways to get paid

By text, or in person. Both in two taps.

One simple tool covers the whole shop — the customer on the phone and the customer at the counter. Both pay in seconds, both land reconciled in one place.

Text-to-pay

Text-to-pay

Send a secure pay link by SMS. The customer taps it, pays in two taps, done — no app, no account, no chasing.

  • iDEAL, cards, Bancontact, Apple Pay & Google Pay
  • The link is theirs — pay now or tonight, from anywhere
  • Instant confirmation the second they pay
  • Request a deposit up front to kill no-shows

Tap to Pay

Tap to Pay

Take a card payment in person with just your phone. Hold it out, they tap, paid — no terminal to buy or carry.

  • Contactless cards, Apple Pay & Google Pay
  • No hardware — your phone is the reader
  • Works at the counter, on the doorstep, in the van
  • Every tap reconciled into the same place as your links

The cost of an unpaid invoice

Net 30becomes net 60, then net never. Every day an invoice sits unpaid is your money working for someone else.

Paper invoices lose days in the post. Bank transfers wait on the customer to get around to it. And chasing the payment is the worst job you own — awkward, time-eating, and it makes you the bad guy for wanting to be paid for work you already did. Meanwhile the no-show who never left a deposit just cost you the slot too.

Late-payment data · small-business invoicing

Live in a day

From job done to money in, in seconds

01

Build the invoice in seconds

Add line items, Winnen does the 21% BTW and the total. Or skip it entirely and just send a pay link for the amount — whatever's faster.

02

Send the link, or hold out the phone

Text the secure pay link by SMS, or take the card in person with Tap to Pay. The customer pays in two taps — iDEAL, card, Bancontact or wallet.

03

Get paid + reconciled instantly

The second they pay, you get confirmation and the invoice marks itself paid. Every payment, link and tap reconciled in one place — no spreadsheet.

Try it yourself · live 24/7

Don't take our word for it.
We'll call you.

Enter your number and our AI receptionist calls you in seconds — the same AI your customers would reach. No download, no signup.

Every way they want to pay

Winnen shows the customer exactly the methods they expect — and the right ones for the country they're in. No method to configure, no checkout to build.

iDEAL

The way the Netherlands pays

Cards

Visa, Mastercard & more

Bancontact

Belgium's everyday card

Apple Pay

One-tap from the wallet

Google Pay

One-tap on Android

What you get

Everything you need to get paid

Not a clunky terminal and a separate accounting tool. Getting paid, invoicing and reconciling — in the same place you already talk to the customer.

Text-to-pay links by SMS

Send a secure pay link straight to the customer's phone. They pay in two taps — iDEAL, cards, Bancontact or a wallet — with no app and no account.

Tap to Pay on your phone

Take card payments in person with the phone already in your pocket. Contactless cards, Apple Pay and Google Pay — no terminal to buy, rent or carry.

Clean invoices with line items

Build a tidy invoice in seconds. Winnen does the 21% BTW and the total, gives it a proper number, and tracks it from sent to paid.

Instant payment confirmation

The moment they pay, you know. The invoice marks itself paid and the customer gets a receipt — no refreshing your bank app, no wondering.

Deposits that kill no-shows

Ask for a deposit up front before you hold the slot. The ones who won't put money down were never really coming — and now they don't cost you the booking.

Reconciled in one place

Every link, tap and invoice lands in the same place — next to the conversation with that customer. One clean overview, no spreadsheet to keep.

Powered by Stripe, secure by default

Payments run on Stripe — bank-grade security, fully PCI-compliant. You never touch card numbers and customers see a checkout they already trust.

Reminders that chase for you

Winnen nudges the unpaid invoice for you — a friendly text at the right moment — so you're not the one sending the awkward 'just following up' message.

Done-for-you, live in a day

We set up your Stripe account, your invoice template and your pay links for you. Most businesses are taking their first payment the same day they sign up.

Cash in the bank today.

The terminal that's already in your pocket.

No card reader gathering dust. No paper invoice losing days in the post. Hold out your phone and the customer taps — or text them a link and they pay before they've left the chair. The money moves today, not 'net 30'.

Tap to Pay in person — no terminal, just the phone you already carry.
Tap to Pay in person — no terminal, just the phone you already carry.
Clean invoices with line items and 21% BTW — paid by text, reconciled in one place.
Clean invoices with line items and 21% BTW — paid by text, reconciled in one place.

The payment methods and tools you already trust

StripeiDEALBancontactApple PayGoogle PayWhatsApp

Payments run on Stripe and show your customers the methods they already use. Pay links go out over the same SMS and inbox you run your whole business on.

One simple price. Paid for by your first unpaid invoice.

  • Text-to-pay links by SMS
  • Tap to Pay in personNo terminal
  • iDEAL, cards, Bancontact & wallets
  • Clean invoices with line items + 21% BTW
  • Instant payment confirmation
  • Deposits to kill no-shows
  • Everything reconciled in one place
  • Done-for-you setup, live in a dayFree
€69/ month · payments, invoices, the whole platform

That's the price of the whole Winnen platform — inbox, calls, the AI receptionist and payments, all in. Standard Stripe processing fees apply per transaction.

Book your demoIt pays for itself — or it's free.If Winnen doesn't book you more business than it costs in your first 30 days, you don't pay a cent. No contract, no lock-in.Read the guarantee

No contract. No setup fee. Cancel anytime. One invoice you finally collected usually covers the month.

Questions, answered

Which payment methods can my customers use?+

The ones they already reach for: iDEAL (how most of the Netherlands pays), debit and credit cards (Visa, Mastercard and more), Bancontact for Belgium, plus Apple Pay and Google Pay. Winnen shows each customer the right methods automatically — there's nothing for you to configure.

Do I need a card reader or terminal?+

No. For payment links the customer just pays on their own phone. For in-person payments, Tap to Pay turns the phone already in your pocket into the card reader — they tap their contactless card or wallet against it and it's done. No terminal to buy, rent, charge up or carry.

When do I actually get the money?+

Payments are confirmed instantly — the second the customer pays, the invoice marks itself paid and you both get a receipt. The funds then settle to your bank account on Stripe's standard payout schedule, typically within a couple of business days. No more waiting weeks on a bank transfer.

What are the fees?+

Winnen is €69/month for the whole platform — payments, invoices, inbox, calls and the AI receptionist, all included. On top of that, standard Stripe processing fees apply per transaction, the same transparent per-payment rate you'd pay anywhere. No hidden markup from us, no monthly minimums.

Is it secure?+

Yes. Every payment runs on Stripe — bank-grade security, fully PCI-compliant, used by millions of businesses worldwide. You never see or store a card number, and your customers pay through a checkout they already know and trust. Your data is encrypted and hosted in the EU.

Does it work in the Netherlands, Belgium and the UK?+

Yes. Winnen is built for businesses in the Netherlands, Belgium and the UK, and Payments shows the right methods for each — iDEAL in the Netherlands, Bancontact in Belgium, cards and wallets everywhere. Invoices handle 21% BTW out of the box.

How fast can I take my first payment?+

Usually the same day. Setup is done-for-you: we connect your Stripe account, set up your invoice template and your pay links, and you're ready to charge. Most businesses send their first pay link or take their first tap within a day of signing up.

Stop chasing. Start collecting.

Get paidbefore they leave.

Book a 15-minute demo and we'll show you a pay link and a Tap to Pay payment, live — then set it up on your business. Live in a day, first payment the same day.

Book your demo
  • Live in a day
  • No terminal to buy
  • No contract
  • Pays for itself or it's free